Maine Injury Lawyer Blog
When serious or fatal injuries are caused by another person’s negligence, the victim and/or surviving family have a right to pursue compensation for their losses. However, when the injuries sustained are the result of an intentional act, collecting becomes a more complicated matter. The reason is that while victims are still entitled to damages insurance companies often have policy exclusions for intentional criminal acts resulting in injury or death. That often leaves a plaintiff’s only recourse collection directly from the wrongdoer.
In many instances, that individual lacks the resources and assets to adequately compensate the victim(s). That doesn’t necessarily mean it is not worth it to pursue such a case, but the viability must be carefully weighed.
Recently, the Maine Supreme Judicial Court considered a lawsuit against a homeowners’ insurance company brought by the family of a man killed by another on property belonging to attacker’s grandmother. In Metro Prop. & Cas. Inc. Co. v. Estate of Benson, the court was asked to consider whether insurer could be liable for wrongful death despite its intentional tort exclusion in the policy. Continue reading