The surviving husband of a 67-year-old woman who died as a passenger in a Maine car accident has filed a lawsuit to recover damages from the two drivers involved in the wreck. One of those drivers is a young, uninsured motorist who was without a license at the time of the crash. The other is his late wife’s sister.
Although it may seem unsettling that one would take legal action against a relative, especially one who has likely already suffered such trauma, there is a very practical reason for such action. It has to do with insurance coverage and the fact that the 22-year-old driver who struck the two women didn’t have any.
Meanwhile, decedent and her sister were covered by uninsured motorist (UM) coverage and underinsured motorist (UIM) coverage. These coverage forms will provide coverage when the at-fault driver(s) either don’t have any insurance or when the insurance available isn’t enough. Continue reading