A community in Central Maine is mourning the loss of a longtime family physician who was killed in a bicycle accident after she was struck by a pickup truck.
Bicycle vs. truck accidents are not necessarily more common than bicycle vs. car collisions, according to data from the National Highway Traffic Safety Administration. However, they tend to be more serious because cyclists are vulnerable road users, and pickup trucks are so much larger and heavier than typical passenger vehicles. Unfortunately, truck drivers are not required to carry more insurance than those operating smaller vehicles. This is why it’s a smart idea for all bicyclists to maintain ample uninsured/underinsured motorist (UM/UIM) coverage, which will supplement damages in the event of being struck by a driver who is not identified (hit-and-run), uninsured, or underinsured (only carries minimum coverage).