Everyone who owns a car typically also has car insurance. After all, it is required by law in most states, Maine included. Each state, however, typically has its own requirements for minimum coverage amounts and types of coverage each driver must have to remain in good standing. Understanding what each type of coverage pertains to is crucial so that if you are ever involved in an accident, you know exactly how much the insurance company will cover.
According to a recent local news report, a 71-year-old woman died following a major accident. Police reported that her car struck a tree after colliding with multiple vehicles and that the woman was pronounced dead at the scene. Following the accident, another individual was transferred to a local hospital with minor injuries. Authorities noted that the accident involved at least four cars when the local fire department arrived on the scene. The accident remains under investigation.
Maine, like other states across the country, has specific requirements for drivers when it comes to car insurance. Every Maine driver must have liability insurance, medical payments coverage, and uninsured and underinsured motorist coverage, at a minimum. Failing to meet these minimum requirements may result in a fine or license suspension.